Your Medicare Benefits

Medicare Eligibility and Home Health Care

Medicare benefits for home health care can help keep you or your loved one at home. But navigating all the ins and outs of the system can be complicated at best.

If you have a good understanding of Medicare eligibility and how it will affect you if you are looking for Medicare home health care benefits, the process can be a little simpler.

The debt ceiling crisis in the summer of 2011 forced us all to take a closer look at Medicare benefits and reimbursements.

That, in combination with the Affordable Health Care Act (Obamacare), may mean that benefits are going to have to be adjusted and many physicians can no longer accept every Medicare patient that needs care.

If you are under age 65 and not disabled, check with your primary care physician and see if they will continue to see you when your insurance changes to Medicare.

If you are currently on Medicare and under the care of a doctor, you should be fine, but it won't hurt to double check at your next appointment.

Remember -- knowledge is power. Know your Medicare benefits and what services you are eligible for if you become ill.

Medicare Part A generally pays for hospitalizations. In nursing homes, rehab centers and at home, it will pay for "skilled" care and not "custodial" care in most circumstances. Skilled care refers to services that can only be provided by a licensed person.

In the home setting, skilled care is typically performed by a licensed nurse or therapist. There may be some other services available that may help with day to day custodial care.

In this section, we will explore all these options and clearly explain what is potentially covered under your current Medicare Benefits, along with reviewing several of the best Medicare supplements and explanations for Medicare Part A, Part B, Part C, Part D and the Medicare donut hole.

The Basics

Medicare Benefits : Application and Eligibility

Supplement Plans You May Need

In Home Benefits

  • Medicare Home Health Care
  • Medicare Durable Medical Equipment (DME)
  • Medicare Scooter
  • Medicare Hearing Aides
  • Medicare Diabetic Supplies

As you can see, navigating medicare and your benefits can be complex. The more you understand, the more you can protect yourself and your assets from accumulating medical costs that you may have thought were covered by the plan you had.

Arm yourself with all the current information in a simple and easy to understand format. Know what paperwork you need to keep, what documents are required and how to ease this process.

If you live in the United States, Medicare is one of the benefits of turning 65 and the more you understand about your benefits, the better off you will be.

If you have any specific questions, please contact me directly.
One of my jobs in the nursing home was to maximize each patient's benefits, making sure they were getting the care they needed and all the appropriate documentation was turned in to the government on time. I would be happy to help you if you have any specific questions.

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